GUTERRES, M. R.; WIAGUSTINI, N. L. P.; SOARES, A. da C. The Influence of Financial Literacy, Grade Point Average, Socio-Economic, Demographic and Saving Behaviour to Financial Literacy. Journal of Digitainability, Realism & Mastery (DREAM), [S. l.], v. 3, n. 03, p. 49–57, 2024. DOI: 10.56982/dream.v3i03.221. Disponível em: https://dreamjournal.my/index.php/DREAM/article/view/221. Acesso em: 8 oct. 2025.