MARCOS; KHALID; LUCIO. The Influence of Service Quality, Credit Procedures, and Interest Rates on Customer Decisions : Study at Bank Mandiri, Timor - Leste. Journal of Digitainability, Realism & Mastery (DREAM), [S. l.], v. 2, n. 12, p. 390–416, 2023. DOI: 10.56982/dream.v2i12.185. Disponível em: https://dreamjournal.my/index.php/DREAM/article/view/185. Acesso em: 18 feb. 2025.