Guterres MR, Wiagustini NLP, Soares A da C. The Influence of Financial Literacy, Grade Point Average, Socio-Economic, Demographic and Saving Behaviour to Financial Literacy. DREAM [Internet]. 2024 Mar. 31 [cited 2025 Oct. 8];3(03):49-57. Available from: https://dreamjournal.my/index.php/DREAM/article/view/221